Gulaab Bhatti is 32 years of age and a resident of Tandoo Allah Yar district in interior Sindh. He is married and a father to four children, two of whom go to school. For the past 15 years he has been the sole bread winner in his family. He operates a small auto repairing business and specifically tends to motorcycles. His monthly earnings reach a bare minimum of 20,000 rupees every month.
Gulaab now wishes to improve his earnings by providing improved services to his customers. To do so he requires better repairing tools and equipment. He also needs to buy some motorcycle spare parts; he usually buys all such materials from Hyderabad. However, he does not have an ample enough investment to buy all such materials. He requests for a loan of 25,000 rupees from Akhuwat to help him achieve his goals. Gulaab aspires to improve his household conditions and give a better living standard to his family.