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Musmat, aged 36, has established a small-scale setup of manufacturing spices/masala to be used in cooking flavourful dishes. He has been relying on this income stream for the last 5 years. But recently, the sales haven’t been quite satisfying as the economy of the country stumbles. He thus looks forward to Akhuwat’s interest-free loan as his only hope. He requests an amount of 50,000 PKR.