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Laal Bahadur is a resident of Akkora Khattak where he lives with his family of 4. He runs a general store in the nearby local market and earns PKR 18,000 a month. But his income is not enough for him to support his entire household expenses throughout the month. It is getting difficult for him to cater to the need of his family with each passing day. He runs out of money just by arranging meals for his family and by paying the utility bills. Therefore, he wants to invest further in his business so he may be able to support the needs of his family in an efficient manner. For this, he has asked Akhuwat to grant him an interest-free loan of PKR 50,000.